Addressing Your Health Insurance Needs

Committed to Excellence for More Than 10 Years

Find the Health or Life Insurance Plan That Fits Your Needs

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Welcome to Early and Associates Insurance Services

Dedicated to helping seniors preserve whatever income they have, so that they may live their “Final Act” with dignity and comfort.

Looking for information on Medicare health insurance? You're at the right place!

I am an Independent Health and Life Insurance Broker operating in California. The focus of my business is health insurance for individuals and small groups. As well as Medicare plans.

Give me the chance to present to you. I am very thorough. Listening to me does not mean you have to enroll through me. I always ask after my presentation, “Do you want to take time to speak about this with your wife/husband?”

License #0G51609
License #0G51609

My services are FREE TO YOU!

I earn my money when I find the product that best covers your needs and am compensated by the carriers I am appointed with. I choose only highly rated companies and will spend hours going over their offerings before I present them to my clients.

You don’t have to be rich to work with me.

In a recent study by the Kaiser Foundation, it was determined that 56% of seniors living in California are 200% of the Federal Poverty level. I spend 30% of my sales time looking for these Seniors so that I may assist them in obtaining extra help where needed. If you know someone that falls in that category, send them to me, maybe I can help.

My illustrations include two choices available to you.

I will openly confide the strengths and weaknesses of each choice to enable you to make an informed choice. With a goal promise of “The best possible coverage at the lowest out of pocket cost to you.”

I’d like to find the answers for you.

I invite you to call me. (707) 324-9994